Home Improvements Loan

Thinking of some home improvements?

We all have that thing we'd love to do like put in a new kitchen, extend our house or even build that tree house for the kids. Renovations can be stressful but getting the finance doesn't have to be with a Connect Home Improvement Loan!!

Apply Now

Loan Application Process

Become a Member

Join Connect Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator

Apply for a Loan Online

Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!

Sit back and relax

Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.

Loan Calculator

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What do I need to apply?

Employed

Three of your most recent pay slips or equivalent
Three of your most recent current account bank statements - Including the previous month

Unemployed

Three of your most recent receipts for Social Welfare
Three of your most recent current account bank statements - Including the previous month

Self- employed/ Ltd companies

Two years of audited business accounts - 2020 & 2021
2022 management accounts
Recent six month personal and business bank statements - Including the previous
month
Form 11 - tax assessment 2021
Up to date tax clearance certificate
If limited company - Pay slips will be required

Secured loans

Up to date proof of ID and proof of address dated in the last 6 months

Representative Example

A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.

Loan Amount

€50,000

Loan Term

10 years

Monthly Repayment

€607

Rate of Interest - APR

8.3%

Total Interest

€22,776

Total Cost of Credit

€72,776

Features & Benefits

Home Improvement loan is a straight forward loan with regular repayments over an agreed term

You can pay the loan off early, make lump sum repayments or increase your regular repayments without penalty

Because your repayments are calculated on a reducing balance with a Home Improvement loan, you pay less interest

No balloon payments

No hidden charges. No administration fees.

Free Loan Insurance for eligible members

Not a Member?

Joining Connect CU is the best decision you will make for you and your money. Our members benefit from the lowest lending rates in the community, no transaction charges, no fees and friendly staff available to talk to you about your needs.

Join Us

Ready to Apply?

Are you ready to apply or do you need more information on our affordable loans? Click the "Apply Now" button to start your journey right now or click the "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. Also, you can book an appointment and apply for a loan in person.

Apply Now Contact Us Loan Appointment